(no subject)

[which_chick]

Stuff, a lot of it notes to self.



Horse show software for La. The going rate for such things seems to be two hundred dollars for "you own it" levels of software. Some crack-smoking folks will rent it to you for that per year and think you should buy it for like $800.00. Two hundred dollars seems a bit steep, but there are three roundups per year plus fair. (And they're also considering using the software for the fun shows like I go to with Nick.) Four events per year drops the cost of the software to $50.00 per event. If each show participant at each show put a dollar in the kitty, the software would be paid for inside of a year.

We need a machine to run the software on. We're thinking laptop. I'll have to check into software requirements and such so that we know what we have to work with. It's a dusty and variable environment at the horse show, so the laptop will have to be kind of sturdy.

Web stuff for Tash. I told her I'd have something by next weekend. Must work on that.

Fixing TJ's laptop. *sigh* Like I was doing anything else with my Saturday.

Time to water the plants at Dad's this weekend.

Good thing we didn't buy the HfH house at the sale. Turns out First Commonwealth had a mortgage on it for 39K in addition to the 40-odd that HfH had. Said mortgage from First Commonwealth, according to Linda (who is first among many luminaries in the county for shit like title searches), is valid provided that the HfH folks didn't properly notify them of the sale. The printed notices in the newspaper are NOT SUFFICIENT NOTICE. (Here and we always sort of thought that second mortgage people got back tit in the event of a foreclosure.) I found this out because Jack called me at home to ask if we'd done a title search on the property, which we'd done sort of a cursory looking-into.

Comments

HfH House

[jaltemba-bay.livejournal.com]

Check at the courthouse to see if the First Commonwealth mortgage is a first or a second. I cannot believe that they had a second. You look up the property in the deed index and then check the mortgages. The first mortgage is first because it is recorded first, Duh. The second mortgage is recorded second. I do not know what the ramifications of the lack of notice might be. Would that be actionable

2nd mortgages

[ladyivy.livejournal.com]

It's the folks in third position that I think get squat, b/c it is the official policy of the major regional bank I work for that we will take a 2nd position loan, but not a third unless we also hold the second position (i.e., primary mortgage is with Bank ABC, there is second mortgage the customer took out for some reason like home improvements and now the customers want a home equity line of credit set up as well. If we have the second mortgage, we will do the HELOC. If it's held by someone else, we won't).