(no subject)

I'm going to make less money in interest this year than I did last year. That sucks. It's not because I've been unthrifty... more like the bulk of my debtors are paying me back at a hell of a clip. Yay! But, er, since they're paying me back, my money is going from a relatively lush and amusing 7-9% to an annoying and less-lucrative 4% (at the moment, from emigrantdirect.com) and that takes a big old bite out of my revenue for the year. Also, for yer average self-amortizing loan, the interest part is biggest at the front end, so fresh loans are more lucrative than nearly-paid-off loans. Several of my debtors are going to be paid off around the first of the new year which is good for them and somewhat t3h sux0r for my cash flow situation.

( Buggerit, millenium hand and shrimp! )