(no subject)

My local bank, hereafter referred to as SuckMeHannah, is offering a HELOC (home equity line of credit, for the finance newbies) with no fees and a four month introductory period where the interest rate is fixed at 2.99%. After the four month period, the interest rate reverts to prime (lots) and I'd pay through the nose at that point. Four months of 2.99%, though, is a nice deal. The HELOC starts at 10K and goes upwards -- you can't get one for less than that, which I know because I asked the teller about it today.

( Lookit my pointy hat trick! )