which_chick: (Default)
[personal profile] which_chick
So I have a credit card (one) and I've had it since 1993. Mostly it just fucking works. I use it and I pay the bill and I notify them when I've lost it and since 1993 I do not have a history of fraudulent charges and shit. I've lost the card like three times and every single time I cancel it in approximately fifteen minutes and there has NEVER been a fradulent charge on it.

I pay the bill in a timely fashion. I have paid interest charges on the card approximately ten times since I got it in 1993. The bill is paid in full almost every single month that I've had it in the last twenty-six years.

AND YET THEY ARE NOW SUDDENLY AND FOR NO FUCKING REASON DECLINING MY CHARGES.

1. I attempted to pay about $1700 to the Mercedes Benz dealership in Hagerstown for my dad's stupid car so that my friend Lala could pick it up on her way home from work. (She carpools and goes right past there every day. It's an hour from my home. I can understand why the MB dealership wants the car paid for before it is picked up.) They declined the fucking charge until I called them ON THE PHONE and told them to fucking process it. Made the people at the MB dealership think I was poor.

2. I went to buy my dad a Dell laptop to replace his Windows 7 one. Fucking company declined my charge at Dell. I had to call them up again to get the damn charge to be allowed. Now Dell thinks I'm poor.

There is not a problem with my credit limit. My credit limit is approximately three times the amount I am trying to charge on the fucking card.

I am not pleased about this.

Date: 2019-12-26 08:38 pm (UTC)
crockpotcauldron: (Default)
From: [personal profile] crockpotcauldron
One time the bank panicked and froze my card because I bought a hamburger. I guess their algorithms concluded I am not the hamburger type.

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