which_chick: (Default)
which_chick ([personal profile] which_chick) wrote2010-04-29 03:22 pm

(no subject)

I wonder how much money people keep in their checkbooks. Would it be very wrong of me to fish through the trash can in the atm annex at my bank to gather up the slips (they contain account balances on 'em) and report back on my findings? It is *trash* after all. You're allowed to look through trash, right?

[identity profile] wynnsfolly.livejournal.com 2010-04-29 07:31 pm (UTC)(link)
I wouldn't recommend that approach unless you are on a first-name basis with everyone at the bank & the entire police force.

I can tell you that I keep at least some twenties or a hundred in my checkbook, but that doesn't affect the balance of my checking account.
;-D

which, by the way, also varies considerably depending on how recently I've been paid. I'm a believer in the theory that checking accounts are for processing money, not storing it.

[identity profile] gwangi.livejournal.com 2010-04-29 08:22 pm (UTC)(link)
I always peek at the slips laying around when I hit an ATM at a gas station or wherever. If people didn't want you to see them, they'd scrunch them up before they threw them away!

[identity profile] fooliv.livejournal.com 2010-04-30 10:45 am (UTC)(link)
You mean their checking accounts, or physically in the checkbook, as cash, like it was a billfold?

I used to keep a couple thousand in there in lieu of balancing my checkbook, but it's swelled as my money-market turned into an amazing waste of time and non-interest, and I've been using up the utterly useless cheques the goddamn bank made me pay for when I opened the money-market last year. Fuckers.

I'd put the excess into a Roth IRA, but I figure I should have it liquid in case my employer suddenly vaporizes, which is always possible with small tech companies.

Why, are there decent CDs out there these days? I had been thinking of paying down the principal on my mortgage when my monstrous and mostly-unearned tax refund shows up, but I'm persuadable.